New Rules Change ATM || It's a sad News for ATM users

New Rules Change ATM: In today’s article, which is a very small information but a very informative session. Because when we talk about banking or talk about the slogan of banks, then a lot of such questions come in the paper these days.

So let’s first see this article. And after seeing this article, let’s see what are the points inside this article that have come out here, okay. I read you an article a few days ago in which I told you that in the coming time, the charges on whatever withdrawal you make in the banks will be increased.

Table of Contents

New Rules Change ATM from July

If you are remembering, right? So here you can see HDFC Bank Credit Card Rules Changing from First of July Two Thousand Twenty Five. So let’s know a little bit about what is going on here, right? See, first of all when we talk about what? About banks, then who has the authority to regulate banks? The authority is with RBI.

Even today I made you solve the Maharashtra PSC paper in the 7:00 am class. There in the Maharashtra paper, a complete question was given on RBI with four statements. So this is an important body in itself, okay. What is this? This is our commercial bank, from where you will see that different banks are regulated under the Bank Regulation Act. Under what?

New Rules Change Legal changes in ATM

We regulate under the Bank Regulation Act, which is from when? From 1949. Look at RBI, when are they forming, the formation is being done in 1935. And here if we talk about nationalized banks, then in this, the banks which were in 1969 will be nationalized. After that in 1980, the banks are nationalized.

Now it is the responsibility of RBI that who regulates all the banks, whether it is your private sector banks, your other banks or your SBI, HDFC, Axis Bank or your Ummm Like Any Bank, Gotek Bank, any bank? Who has the authority to regulate all of them? You will get the authority with RBI.

Now see what is going to happen, some rules are going to change from the first of July. Firstly, there will be changes in Axis Bank, secondly, your DFC Bank, rules of this HDFC Bank will change.

The centre of both of these you will find inside Mumbai only, okay. Okay, at the end of the class, I will leave a small question for you. What is the tagline of both of these, write and tell us in the comment section.

HDFC New Rules to New Rules Change ATM

HDFC, let me tell you that we understand your word, ok Axis, you tell me. What is the tagline of Axis, tell me by answering in the comment section. Now see what is going to happen. First of all, when we withdraw money, from where do we withdraw? So when we withdraw money from ATM, ok.

So if you make five withdrawals from ATM, then you do not have to pay any extra charges here, right. But now when you cross your limit, then after crossing the limit, you will withdraw money, you have to pay additional charge in that, that additional charge has been increased.

If we talk about the additional charge earlier, earlier it was twenty one rupees, how much will it be now? It will become twenty three rupees. The second change that has been done here, the second change is that HDFC has done on its credit card. HDFC has made changes in its credit card and it has been said that if you assume that you use a credit card.

New Rules Change When and how much charge will be deducted

And if you invest more than ten thousand rupees on a monthly basis, on any online game or for example, if you are spending money on the team you make in Dream 11, then you will have to pay an additional one percent taxation or one percent charge, this is what HDFC Bank has said, okay.

So these are the two points. Well, there is one more thing, HDFC has said that if you are doing this work here, then you will not get any reward points. What are the reward points on, like when we buy something, we get some reward points or if you are doing online gaming, then you get some reward points in that, so those reward points will also not be given to you.

From first of July two thousand twenty five this has been announced here. You must be able to see this article. In this article you will see that HDFC Bank has told all the things that what changes we are making on things.

If we do rental payment transactions here, then also you will have to pay an additional one percent charge. If you play games online here, then in this also you will have to pay one percent additional fee.

More money can be deducted here due to new rules change

Similarly, if you see here page app – what is page app? Page app you will see this is also associated with HDFC. If you do some extra transactions here, then what will you have to do here also? You will have to pay extra charges. If seen according to HDFC, then you will not get the reward points that you will get, I have also told you this.

Now see what is there in the credit card. All other HDFC Bank credit cards will have a cap of two thousand reward points per month on insurance related expenses, okay. Keep in mind that we are talking about all other credit cards here. So you will see all these changes.

Conclusion

But what is important for us in this, which is important for our exam? First look, it is the tagline, second it is RBI, third it is the page app and the fourth point is this online gaming, how much will be the additional charge on it? So what are these four points for us, they are important.

New Rules Change ATM || It’s a sad News for ATM users